London Foster Realty at Dadeland
Liz Kenneally | Realtor

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November is right around the corner, which means Miami-Dade’s property tax bills are about to start showing up in homeowners’ mailboxes. While some folks may be all set to pay their taxes as they arrive, others might find themselves needing a little extra time to make those payments. Here’s what you need to know about your property taxes due in Miami-Dade, along with some options to help if you’re facing a challenge meeting the payment deadline.

When to Expect Your Tax Bill

Typically, Miami-Dade County property tax bills are mailed out in early November, with payments due by March 31 of the following year. However, there’s an early bird perk—if you pay in November, you get a 4% discount, and the discounts decrease each month after that. So, paying sooner rather than later can save a few bucks if it’s manageable.

What if You’re Struggling to Pay?

Miami-Dade recognizes that sometimes life throws curveballs, and paying your tax bill in full right away isn’t always possible. To help, the county offers a property tax deferral program designed for homeowners who may need a break on immediate payment.

How the Tax Deferral Program Works

This program allows homeowners to postpone paying a portion of their property taxes until they’re in a better position. It’s not a total “free pass,” but it gives some breathing room for people who are eligible. Here’s the basic scoop:

- Eligibility: Generally, the deferral program is for residents 65 years and older, disabled homeowners, or those with limited income.

- Deferral Process: If approved, a lien is placed on the property, which simply means that the deferred taxes will need to be paid eventually, like when the property is sold or ownership is transferred.

For some, this program can be a genuine help, freeing up funds to cover other essentials or navigate through tough financial times without falling behind on taxes entirely.

Steps to Apply for a Deferral

If you’re interested in applying for this program, here’s a simple breakdown of the steps:
1. Visit the Miami-Dade Property Appraiser’s Website: This is where you can find the specific eligibility criteria and download the application.
2. Submit Your Application: Fill out the required forms and submit them by the stated deadline, which is usually a month after the tax bill is due.
3. Approval Process: If you qualify, you’ll be notified, and the deferred portion of your taxes will be recorded.

For more details or questions on deferral, you can contact the Miami-Dade County Tax Collector’s Office:

- Phone: 305-270-4916
- Address: Miami-Dade County Tax Collector, 200 NW 2nd Avenue, Miami, FL 33128
- Website:Miami-Dade Tax Collector

Other Payment Options to Keep in Mind

In addition to deferral, consider these options if meeting that November due date is
 tough:

- Installment Plans: You can break your property tax bill into four quarterly payments. To sign up, though, you’ll need to apply by April 30 for the upcoming tax year, so keep this in mind for next year.

- Partial Payments: Miami-Dade accepts partial payments throughout the tax year, with penalties only on the outstanding balance at the end. It’s not ideal but can help you chip away at the amount due if needed.

Staying on Top of Payments

Keeping up with property taxes can feel overwhelming, but the county has options to help you stay on track and protect your property from liens or other issues. And, if you’re feeling unsure about your options or want to make sure you’re choosing the best approach, reaching out for guidance is always wise.

Thinking of buying, selling, or leasing a property? Let’s discuss your options! The Miami market offers a range of opportunities, whether you're a first-time homebuyer, looking to lease, or ready to sell. Reach out to see how I can help you make the most of your real estate goals. Whether you’re moving in, out, or simply thinking about a change, I’ve got you covered with expertise in Kendall and surrounding neighborhoods.

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What my clients are saying  

Efficient, Effective, and Ethical! Working with Liz Kenneally was an absolute pleasure. Her efficient and effective approach to real estate made the entire process seamless and stress-free. From the moment we met Liz, we knew we were in good hands. She took the time to listen to our needs and preferences, ensuring that we found the perfect home in South Miami. Liz's commitment to ethical practices and transparency gave us peace of mind throughout the transaction. We highly recommend Liz to anyone looking for a trustworthy and reliable realtor in Miami.

 

~ Michael and Jennifer D.

I hired Liz Kenneally to lease out my apartment, and within just 1-2 weeks, she secured long-term tenants who have been a great to work with for the past three years. Her efficiency, professionalism, and warm demeanor made the entire process seamless. Liz understood my needs and executed flawlessly. I couldn't be happier with the outcome. I wholeheartedly recommend Liz!

 

~ Sofia I.

Finding office space for my company was made effortless thanks to Liz Kenneally's exceptional service. Referred to her by a trusted source, I quickly understood why she comes highly recommended. Liz guided us through every step with professionalism and expertise, ensuring we secured the perfect space to meet our needs. The office space exceeded my expectations, boasting a prime location, generous square footage, and excellent amenities. Liz's attention to detail facilitated a seamless transition into our new workspace. Her responsiveness and proactive communication made the leasing process a breeze. Working with Liz Kenneally was a pleasure, and I wholeheartedly recommend her to anyone in search of commercial real estate. Five stars all around!

 

~ Paul M.

Professionalism Personified! Liz Kenneally is the epitome of professionalism. Her attention to detail, proactive communication, and tireless work ethic set her apart from other realtors. Liz guided us through the process of buying our dream home in Coral Gables with ease and confidence. She was always one step ahead, anticipating our needs and addressing any issues promptly. Liz's commitment to excellence and integrity made us feel confident and reassured throughout the entire transaction. We cannot recommend Liz highly enough!

 

~ James and Amanda R.

Liz Kenneally proved to be an exceptional real estate agent. Her expertise in Dadeland area homes, our preferred locale, was truly impressive. Liz's dedication to understanding our needs, preferences, and budget constraints was evident throughout our interactions. She tirelessly worked to find us the perfect home, keeping us updated and promptly addressing all our questions. Liz made the entire process enjoyable, turning house hunting into an adventure. I enthusiastically endorse her to anyone in the market to buy or sell. Thank you, Liz, for your outstanding service!

 

~ Camila I.

5 Stars for Responsiveness, Negotiation skills, Professionalism and communication, Market expertise, Was on point at every turn, from offer to closing.

 

~ Jordi B

Liz went above and beyond to market our property effectively, attracting a flood of interested buyers. Her attention to detail and commitment to showcasing our home in the best possible light truly paid off. We couldn't believe it when offers started pouring in, and even more so when the final sale price exceeded our initial expectations! It was the highest sold price in the community! Liz was responsive, proactive, and always had our best interests at heart. Her negotiation skills were impeccable, ensuring that we got the best possible deal for our property.

 

~ Willy and Gloria P.

Liz was the listing agent for a Miami property I called on and made an appointment to see . That's how it all started.I wasn't working with any agent and I told Liz I didn't want to commit to anyone. She stated she understood, nevertheless, she was relentless in keeping in touch with me. Finally, in one of her phone calls, Liz asked me if she was working hard to get my business ? I said yes, of course. Then she stated, "Imagine, what I am capable of doing in finding and negotiating for you in a tough and competitive Miami market?". That clinched it !

 

~ Arile R.

I want to thank this wonderful Lady that stuck with me until I found just the right place. I am very satisfied and you will always have a friend here. Thank you for everything Liz, you're the best.

 

~ Manny

We trusted her strategy and ended up buying the property that we were initially turned down on. You can say Liz turned that No into a Yes for less money! She is relentless. Thank you, Liz, you are a hard worker, trustworthy, on top of your game and simply a pleasure to team up with you

 

~ Alex Y.

As a business man, one of the things that impressed me about Liz is is her negotiation skills, patience and cool under pressure. She looks for a win-win even though at times we were just being one sided. Liz reminded us it's a sellers' market with properties selling quickly at or little above asking price in the area we wanted to buy.Whatever we weren't familiar with, Liz simplified it so we felt comfortable and understood the transaction.

 

~ Vincent S.

"...One of her best qualities is her ability to stand back, listen to your needs, present you all the alternatives and let you make the original decisions. She is not assertive with her opinion but when she says you better listen because it will be in your own best interest..."

 

~ Ioannis L.

I had a great experience with Liz in the sale and purchase of my new home. She was always available to answer questions with great confidence and knowledge. I consider her a personal friend since we met, through the process of buying this home. Highly recommend her to anyone looking to sell or buy.

 

~ Maria D

Ms Liz Keneally was a angel sent. I was going through personal hardship. And having a hard time not only selling The property but with the result of impending foreclosure. Which at the time was a very difficult time in my life. And she came along. And got a contract within a week. And I have nothing but gratitude towards her and her team. That treated me and my children like family.

 

~ Xenia L.

Liz has been a wonderful real estate agent for us. She is an excellent communicator, and communicates in a very timely manner. Liz provided easy to understand comparisons when we had multiple offers for the property that we were selling. Liz makes sure that all the details are taken care of, and most importantly perseveres in resolving the many issues that arise in a real estate transaction. We have been extremely happy with the work that Liz has done for us. We would highly recommend her for anyone who is seeking to sell or buy property.

 

~ Gary N

As a first time home buyer, I was nervous and worried about being taken advantage of. Liz calmed my nerves and guided me through the process. She was easy to communicate with and took the time to educate me.There were times, we had to negotiate and Liz always made sure to keep the deal alive, while protecting my interests. I have only wonderful things to say about her and would work with her again.

 

~ Sarah S.

Liz was professional from the exploratory stages of home buying to its completion. As a first-time buyer, I was looking into foreclosures. I did not expect the unexpected to say the least. From negotiations to paperwork, I am truly grateful for Liz's knowledge and skills. She guided me through the process and stood by my side when delays arose and frustrations even larger. Her calmness and verbal prowess ultimately helped me secure my very first home! Thank you, Liz!

 

~ Hennifer M

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